Use the debt reduction calculator to determine how long it will take to pay off all of your debt or find out what the result will be if you pay an additional amount towards your debt.


These are really important things to know when managing your debt. For example, If I have a personal loan of R25 000 at 12% interest and I am paying R700 per month towards that debt, I will have paid it off in 3 years and 9 months, R6085 of which will be interest.

If I pay an additional R200 towards the loan, I will have paid it off in 2 years and 9 months and saved R1650 in interest.

Start planning to reduce your debt and become debt free!


I am sure you are amazed at how much you can save by making small extra payments on your home loan. Start today and experience debt free living sooner rather than later. Even in these low interest environments the saving that you make by paying extra into your bond is still beating the overall investment market and the risk is zero, so you go figure it out… but whatever you do, take every last penny you have and pay it into your bond.