A second bond over your property can essentially be used for anything you wish to use it for but is most often used to add rooms, renovate, install paving or fencing. Typically people use their...
Consolidating debt using your Bond account
If you are labouring under numerous different debt repayments that are high interest short term loans like clothing accounts, short term loans, vehicle finance or just owe someone you know money...
Low Interest Personal Loans South Africa
Low interest personal loans are almost unheard of these days although if we consider the interest rate history in the last 20 years, any personal loan would seem like low interest in 2000 - 2001...
Swimming pool and my property value?
A question that we often get asked is, "will building a swimming pool add value to my home?" and there really is no right answer here. There are a few things that need to be taken into account,...
Bond Pre-Approval for Home Buyers
Getting a bond pre-approval before you go shopping for your home is the the very best way to negotiate from a position of strength and when making what is likely to be the biggest investment of your...
Bond application approval for the self employed
With so much emphasis being placed on small business being the driver in the economy and effectively our Government looking to small business to help achieve the 6% plus growth rate required, you...
Debt Consolidation – get out of debt
If you, like so many South Africans are feeling overwhelmed by the debt trap that you got yourself into due in part to the lending policies of many banks, then you are an ideal candidate for debt...
Types of home ownership in South Africa
The most common types of properties sold in South Africa are freehold and sectional title but could be a 99 year leasehold or share block. The most common uses of 99 year leases and shareblock are...
Getting a Second Bond – Application Success
Second bonds or further loans, is money that you loan on top of the original bond amount, based either on what you have repaid in the capital amount or an increase in the value of your property, or...
Know the Home transfer procedure when selling or buying your home
Selling your property involves yourself, the buyer, the bank and various attorneys. Understanding the process will make it less stressful for you and give you the opportunity to prepare all the...