Possible the most effective way of improving both the vale of you home and the visual appeal of your kitchen is to replace your kitchen counter tops with granite. Replacing with granite is as close...
Kitchen cupboards
Need a new kitchen but the cost of the completely new kitchen cupboards and appliances has you needing a second bond? Consider replacing the kitchen cupboard doors to upgrade your kitchen to an...
Types of home ownership
The two different ownership types for residential property are Freehold or Sectional title. Know the difference between the two and what your obligations are. Freehold The most common form of...
Fixed rate bond
Fixing the interest rate on your bond is something to consider for those who really need to be able to budget or for the risk averse. It is generally not a good idea to fix your bond rate even if...
Costs involved when buying a home
You see your dream home at a price you can afford, the repayments are within budget and you are ready to sign on the dotted line. Be aware of the costs involved when buying a home. There are a...
Debt consolidation
Consider debt consolidation if you owe money to many different credit providers, be it for cars, credit cards, home loans, hire purchase agreements or any other kind of debt, it is costing you a...
Second bonds
Applying for a second bond is primarily intended for home improvements and not to be confused with accessing equity available in your bond for other reasons like dealing with debt or purchasing...
What does using a bond originator cost
The straight forward answer is no. A bond originator works entirely on a risk basis and if a bond application is successful, the approving bank pays the bond originator a commission. Bond...
Home loan application
When applying for a home loan, be it a new home loan or a second bond you will need to collect the documentation required by the banks to efficiently evaluate the home you wish to purchase, the...
Using bond originators to get your bond
Whether you are a first time home buyer or seeking bond finance to improve your home, using a bond originator for pre-approval is an important first step in the application process. Have you made an...