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Eldo Meadows Lifestyle Estate – Centurion

eldo-meadows-estateEldo Meadows is a fantastic Lifestyle Estate situated in Centurion. The Development was first established in 2005 and has since enjoyed tremendous growth. Opportunities for investors and residents are numerous with good solid rental performance in the area. read more

The major reasons why bond applications are rejected...

bad credit bondFigures from Leading Reals Estate agents are showing that Bad credit records are the most significant cause of Bonds that are being rejected and this is not isolated to an individual bank, all of South Africa’s banks are likely to reject the same application if the applicant has a bad credit record. read more

Home Loan Life Insurance

life insurance to cover a home loanBy law you are required to take out Life Insurance to cover the amount of your home loan and in most cases people simply accept the Insurance that is offered to them by the Bank.

It is your choice which Insurance company you use to cover your life and in almost every instance the cost of your Life Insurance will be significantly cheaper than the policy your bank offers you. read more

First Time Home Buyers Loan

first time home buyers loanA first time home buyers loan is a big step for most new home owners and as a new lender, the banks will compete for your loan providing you are able to show them that you are not a bad risk.

We must never forget that every bank is competing for market share and as a prospective new customer for them, they will earn interest on the first time home buyers loan that they offer to you. The next step for the banks once they have you as a customer is to upsell you into the other products that they have to offer like cheque accounts, investment accounts, personal loans and other banking services. They also now have access to your spouse or children through your account by offering reduced fees to spouses or study loans to your children. read more

Bond Pre-Approval and the negotiation process

pre approval home financeThe undisputed best way to go about shopping for your home is to get a bond pre-approved by your bankers or by using a bond originator before you go out looking for a new home. There are a few things to consider when your already have a bond approved. read more

Costs to be aware of when selling your home

When selling your home there are costs which you may not have anticipated that are out of pocket expenses that need to be paid upfront in order to be able to close your deal and finally get paid.

Over and above the normal expense of the Estate Agents commission, assuming you are using an Estate Agent are the following. read more