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Home Loan Qualification Criteria for first time home buyers...

home loan qualification criteriaIf you have recently thought that you no longer want to waste money on paying rent and you would rather use the money to pay into a home loan then it is possible to do so. For your own purposes, using the mortgage calculator will give you an idea of what the payments will be according to the amount you wish to loan for the purchase of your new home. Continue to read the home loan qualification criteria to see what your chances are of getting the loan you need. read more

5 reasons to place your home on Auction

property auctionWhy would you sell your property on auction? Many people are unsure as to the reasons to auction property. Here are some reasons to do so:

  1. Time is money: Placing your property on auction means that you are serious to sell; it also means that you will attract buyers that are ready to purchase. Property auction is a fast way and definite way to sell your property.
  2. Set price and terms and conditions: A seller is in a position to sell for the price they require. They decide what price they want to sell their property. Terms and conditions of the seller are clear. This means that the seller is in a position to demand what they require.  The conventional way to sell property with an agent implies that the purchaser decides the price. The property is often sold at a lower price then the initial selling price.
  3. Choosing the right auction firm: You decide which auction firm is suitable to sell your property. Established auction companies have an existing and large database of potential buyers. This is beneficial to you as it increases the potential to find a purchaser.
  4. Money in your pocket: After the property is auctioned the money is received by the seller at final closing. It is a fast way to ensure that you get paid straight away.
  5. Paperwork signed and completed: To auction property is legal and binding. An auction contract is set in place before the auction. Once the hammer is down it is confirmed that the property is sold.

Property auction is suited to reach a target market aimed at selling your property to keen purchasers. Experienced companies illustrate a detailed marketing plan to sell your property. Potential buyers visit the property prior to sale. It is wise not to accept any offers prior to an auction because you could lose out on a good bid. In most cases property is sold for a price higher than expected by the seller. This is another reason auctioning your property is a good idea. read more

Selling a house privately

Selling a house privately has both positives and negatives and in order to determine whether or not your home is best sold privately or through an estate agent you need to consider very carefully the possible pitfalls. read more

Styling your home for showday, tips and tricks

Showing your property is not simply moving out for a few hours and hoping the estate agent is going to make magic, you need to prepare for it. You want to sell your home, show it in the best light possible without spending a lot of money. read more

Types of home ownership

The two different ownership types for residential property are Freehold or Sectional title. Know the difference between the two and what your obligations are.


The most common form of freehold ownership is a free standing house which has it’s own erf number. The other form of freehold which is becoming more and more popular as people move away from large properties is a freehold cluster home. read more