Bathroom renovation... Renovating bathrooms and kitchens are notoriously expensive and in more cases than not, the cost of the renovation does not add the same value to your home. That of course is assuming that wish to achieve the same or similar capital appreciation from the renovation. Many people simply want a brand new bathroom to indule their senses in and have regard for the cost. Here are a few great tips to improving your bathroom...

Granite counter tops... Possible the most effective way of improving both the vale of you home and the visual appeal of your kitchen is to replace your kitchen counter tops with granite. Replacing with granite is as close to a kitchen renovation as you will get for the money. Granite kitchen tops can be installed with a minimum of fuss and in most cases without any demolition at all. The granite tops thickness is selected from the measurement...

Kitchen cupboards... Need a new kitchen but the cost of the completely new kitchen cupboards and appliances has you needing a second bond? Consider replacing the kitchen cupboard doors to upgrade your kitchen to an entirely new room. Kitchen cupboards are all standard sizes and whether you want something clean and white or colourful and retro, replacing you kitchen cupboard doors costs a fraction of a kitchen renovation and gives it a fresh...

Types of home ownership... The two different ownership types for residential property are Freehold or Sectional title. Know the difference between the two and what your obligations are. Freehold The most common form of freehold ownership is a free standing house which has it’s own erf number. The other form of freehold which is becoming more and more popular as people move away from large properties is a freehold cluster home. In both of these...

Fixed rate bond... Fixing the interest rate on your bond is something to consider for those who really need to be able to budget or for the risk averse. It is generally not a good idea to fix your bond rate even if one considers that the bond rate is bottoming out and we are likely to enter an increase cycle. The reason is that in order to fix your bond you will need to pay around 4% above the current bond rate which could be fixed for...

Costs involved when buying a home... You see your dream home at a price you can afford, the repayments are within budget and you are ready to sign on the dotted line. Be aware of the costs involved when buying a home. There are a myriad of costs involved to home ownership that you should be aware of upfront and make allowances for. Have the cash available to deal with these costs as most are payable up front to your transferring attorneys or bank and could...